Installment Loans

Trivebank International is with you, supporting every step of your journey as your financial needs emerge.

Brief

Our installment loans are designed to support the growth and management of your finances, whether personal or for business. We offer amounts starting from $30,000 with terms up to 10 years. Fixed interest rates start at 8.55% p.a., varying based on our risk assessment of you or your company.

Working Capital / General Purpose Loans

Trivebank International adds value to your financial management by offering Working Capital Loans for your business and General Purpose Loans for personal needs. These loans help cover short-term operational or personal expenses efficiently. If your business experiences high seasonality or cyclical sales, consider our Working Capital Loans to support periods of reduced activity. For individual needs during similar fluctuations, our General Purpose Loans are available to help bridge any financial gaps.

Overdraft

Overdrafts serve as a safety net to help manage fluctuations in your business’s cash flow or personal finances, allowing you to respond to emergencies effectively. With the Overdraft Account, if the balance in your company or personal account is insufficient, the line of credit with pre-specified limits is activated automatically. Trivebank International’s overdrafts can instantly satisfy your need for cash, whether for business or personal use, enabling you to perform your banking transactions seamlessly.

Letter of Guarantee / SBLC

Letter of Guarantees are Trivebank International’s written commitment granted on the request of your business, if you have engaged in a sale agreement to purchase goods from a supplier. Our letter of guarantees will provide assurance that your business will fulfill the obligations of the contract entered into with your suppliers. In other terms, letter of guarantees serves as Trivebank International’s pledge to pay a stipulated amount under stipulated terms and conditions in the event that your business fails to fulfill some specified contractual obligation or duty.

Process & Key Features

• Interest rates are unique for each loan and will be determined at the end of the application based on the score calculated as a result of the risk profile assessment.
• Before you apply for a loan, you can analyze different repayment options and calculate sample payment plans from the secure client area: Installment loans section.
• Installment loans are currently available in three main currencies: USD, EUR and GBP.
• You may be asked a list of questions and documents during your application.
• Loan acceptance is subject to T&Cs and eligibility criteria. It may take up to 2 days before your loan application is processed.
• When your loan is approved, funds will be deposited to your deposit account with us.
• You can have a single installment loan at a time.
• Early repayment is accepted with no additional cost. You will only be charged the interest till the repayment date, calculated from your remaining principal balance.
• Missing your loan payments may incur additional costs such as late payment fees. Interest rate will continue to apply on your outstanding principal balance. For more information, please refer to the Fees Schedule at the bottom of this page.
• You can view your loan balance and list of all transactions from the secure client area.
• You can create a ticket to raise a question for payment or transfer disputes.